Ex-Portland lawyer sentenced to more than 8 years in prison for stealing more than $3.8 million in clients’ money

Former personal injury lawyer Lori E. Deveny, who cheated more than 135 clients out of more than $3.8 million, was sentenced Monday to nearly 8 ½ years in federal prison.

U.S. District Judge Michael W. Mosman called Deveny’s fraud more “calculating and predatory than desperate,” though he said he believed part of what contributed to Deveny’s downfall was the emotional and physical abuse she endured from her late husband, who took his own life in 2018.

Deveny’s defense lawyer pointed to her terrible marriage to a controlling husband who was 16 years older and convinced her to do things she never would have done before.

But the judge said that still doesn’t explain why Deveny crossed the “huge line” instilled in all trial lawyers from the time they’re sworn in: Stealing from clients will get you disbarred, and you’ll wind up in jail.

In addition to sentencing Deveny, 57, to eight years and five months in prison, Mosman ordered her to pay $4.6 million in restitution in what the state bar has called the worst fraud by a single lawyer in Oregon’s history.

Deveny intends to forfeit her home, her lawyer said.

The sentence came after the judge heard testimony from five of Deveny’s victims, many of whom said the lawyer betrayed their trust when they were struggling to heal from serious injuries.

Gabriella Davidson said she was 18 and relied on a promised settlement from a car accident case to help pay college tuition, but the payment never materialized.

Aubrey Hunter, who was in a head-on car crash, said he had to dip into his retirement funds after losing his job, while Deveny kept stringing him along with all kinds of excuses why his settlement wasn’t forthcoming.

“She used me,” said Nancy Freyer , who came to court on

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VIU by HUB Partners with Fetch Pet Insurance to Expand Personal Insurance Offerings on its Digital Brokerage Platform

Customers can now purchase and access trusted advice on pet insurance in addition to auto, home, condo, renters and life

CHICAGO, March 14, 2023 /PRNewswire/ — VIU by HUB (VIU), a digital insurance brokerage platform, announced today its partnership with Fetch Pet Insurance, a leading pet insurance provider offering the most comprehensive pet insurance in North America. The move expands the personal insurance coverage offered by VIU and enables pet parents to receive proactive advice that evolves with their needs and budget.

VIU by HUB (PRNewsfoto/Hub International Limited)

VIU by HUB (PRNewsfoto/Hub International Limited)

Powered by Hub International, a leading global insurance brokerage and financial services firm, VIU is rapidly innovating the personal insurance space with its embedded broker platform and omnichannel approach featuring a digital-first experience, supported by personalized live agent interactions and trusted advice.

The addition of pet insurance comes amid rising healthcare costs for pets. According to a recent Forbes Advisor survey of 2,000 dog and cat owners, more than 42% couldn’t afford a surprise veterinarian bill, putting both pet owners and veterinary practices at financial risk.

“As much as we love our pets, we know they come with both risks and rewards,” said Bryan Davis, EVP and Head of VIU. “VIU’s partnership with Fetch enables us to deliver the same level of confidence in coverage to pet parents as we do to those seeking home and auto policies. No one should have to choose the health of their pet at the expense of their financial health.”

In addition to being available online for consumers, VIU’s platform can be integrated seamlessly into the systems of partners, including veterinary practices, to provide added value and support for clients seeking pet insurance.

Fetch combines the most comprehensive coverage with predictive health technology that provides personalized content so pet

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Essential Facts About Rental Car Insurance Policies

A car rental agency is naturally protective of its assets. People may not drive as carefully in a car they don’t own, which leads to accidents. Because the agency needs the damage repaired or the car replaced, it generally recommends renters buy its provided insurance policy.

When you rent a car, though, you may wonder if you need to buy this policy or if your existing policy will cover the rental.

“The answer is yes and no,” said State Farm agent Pam Hansen Alfred. “Are you renting in the U.S.? At State Farm, we don’t extend coverage to any country except Canada and 25 miles into Mexico. Otherwise, the way it works is, if you have comprehensive and collision on a vehicle, that coverage will extend to the rental car if you have a claim.”

For instance, Alfred recently had a client whose rental car was stolen, a situation that a comprehensive policy would pay for after a deductible. Similarly, if you were in an accident or your windshield was damaged, the cost of any repairs would be covered after you paid your deductible.

Beyond these situations, though, you should discuss a couple of unique areas of car rental insurance with your agent to ensure you’re covered.

Loss of use

While your insurance will cover damage to your rental car, you may be on the hook for other expenses if a car rental agency experiences loss of use.

“If you wreck a vehicle and they can’t rent it out, they charge you for the amount of time it is in the shop as though you were still renting it,” Alfred said. “This cost would not automatically be covered by your car insurance. But you can add a coverage under your State Farm policy called unowned auto liability and

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15 practical ways Canadian drivers can lower car insurance premiums

But each province and territory implement different auto insurance systems, which results in varying levels of protection and premium prices for motorists across the nation.

For those living in British Columbia and Manitoba, car insurance is regulated by government-owned organizations, the Insurance Corporation of British Columbia (ICBC) and Manitoba Public Insurance (MPI). Auto insurance in Saskatchewan is also run by a Crown corporation, Saskatchewan Government Insurance (SGI), but motorists can purchase additional coverage through private insurers. 

In Québec, the Société de l’assurance automobile du Québec (SAAQ), another public institution, handles minimum limits for bodily injury, while private companies offer third-party liability, property damage, and additional protection. Drivers in the remaining provinces and territories can purchase car policies from private carriers.

Read more: Where can you find the cheapest car insurance rates in Canada?

What does car insurance cover?

Provinces and territories have their own rules and regulations when it comes to mandatory coverage, but there are similarities. These are:

  • Third-party liability: This covers the cost of lawsuits if a motorist is responsible for an accident that causes bodily injury, death, or property damage. The minimum amount varies depending on the location but is typically pegged at $200,000.
  • Uninsured automobile/motorist: This coverage kicks in if the policyholder or their passenger is injured or killed by an uninsured driver or in a hit-and-run incident. It also covers damages to the vehicle.
  • Accident benefits: This pays out for medical treatment and income replacement if the policyholder is injured in an accident, regardless of who is at fault. It also covers funeral expenses should the driver succumb to their injuries.
  • Direct compensation property damage (DCPD): Applicable in Ontario, Québec, Nova Scotia, New Brunswick, and Prince Edward Island, this policy covers damages to the vehicle and its contents resulting from
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Does a Fender Bender affect car insurance rates? – South African Magazine

Many people would consider car insurance as the necessary evil; no one likes to pay for the expensive premium rates but at the end of the day, you need auto insurance to assure that you won’t have to spend hundreds of thousands of dollars on car accidents.

Car accidents are more common than you think. The chances of you getting in a road accident is higher than any other form of transport (unless you do competitive speed boating). With a high number of accidents, car insurance rates are bound to increase.

We know that getting in a car accident will increase your insurance rates, sometimes even if the accident was not your fault. But what about minor car accidents, like a fender bender? Does a fender bender affect car insurance rates? As with all the other questions about auto insurance, this one needs a little explanation too. 

Car Accidents and Insurance Rates

Auto insurance rates are very sensitive to multiple factors. Your driving record, past insurance claims, age, gender, location, the state you live in, etc affect your car insurance rates. This is because insurance companies assess everything that shows how likely you are to get in a car accident. 

So think about it, if you get in a car accident, you become a high-risk individual to the auto insurance company. Not just that, but many car insurance companies do extensive research about the accident to find out different factors such as:

  • Any tickets you received before the accident
  • Your speed before the accident
  • The type of accident (whether it was reckless driving or a genuine mistake)
  • Your past accident record 

All these things show how likely you are to get into another car accident. Statistically, a person who has been in a car accident (and the accident was

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3 Things Everyone Should Know About Homeowners Insurance

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  • I made two homeowners insurance claims in five years: for my roof and for some water damage.
  • My insurance company dropped me after the second claim because it considered me “high risk.”
  • If I had known, I would have paid out of pocket. I know now that I should have asked more questions.

I have been a homeowner for more than 10 years, and I’ve had my fair share of eye-opening experiences regarding homeownership: one being around homeowners insurance.

Homeowners insurance protects you in the event of damage to your house or property. Like car or other property insurance, when you file an insurance claim, you have to pay a deductible before the insurance pays to fix the damages. As the deductible decreases, the insurance premium increases.

As new homeowners, my husband and I chose a low deductible option of $1,000, which slightly increased our monthly premiums. But we were more than happy to pay the difference if it meant that we would only have to pay $1,000 in expenses in case anything happened.

We didn’t file any insurance claim for the first five years in the house. But, in year five, a hailstorm damaged our roof. So, we filed a claim, paid the $1,000 deductible, and our insurance covered the additional $2,500 for the repairs.

The following year, we filed another claim after our dishwasher water line broke, causing

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‘Black Wall Street’ icon NC Mutual Life Insurance Company begins liquidation process

DURHAM, NC — Tuesday marked the end of an era as a judge approved the liquidation of North Carolina Mutual Life Insurance Company during a virtual court hearing.

The company started in 1898 by seven Black men. It became the largest and oldest Black-owned insurance company in the country.

“The liabilities have exceeded its assets by at least $78 million-plus,” said Dan Johnson with the Attorney General’s Office.

In September 2021, the company filed a motion for an order of liquidation. The company was in too much debt and ran out of money.

North Carolina Mutual Life gave insurance to Durham’s Black residents when white-owned operations would not. It is credited for helping to give Durham its nickname and reputation as “Black Wall Street.” The company was also known for its office building along 411 West Chapel Hill St., which is now occupied by other tenants.

“It’s unfortunate that it’s come to this,” said Judge AG Shirley.

The history of “Black Wall Street” is what inspired Dorian Bolden to open Beyú Caffè in 2009 at 341 West Main St.

“Even back then, with a Duke degree and working in finance, it was still very challenging,” Bolden said.

Bolden said he quickly encountered the financial barriers of opening a small, Black-owned business.

“You look at the historic nature of a lot of startups, Black entrepreneurs, they don’t have the assets or a family that can provide an influx of cash that will allow you to go get a loan or open up a business in a traditional way,” Bolden said.

Bolden explained how he would remember North Carolina Mutual Life.

“Although it is sad, it’s also a celebration of what they did, and how we need more of that to continue the bridge and the legacy for others to come behind

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Insurance company sues owner of vacant lot where the Balch Springs grass fire started

The insurance company for three Balch Springs homeowners whose properties were damaged in a July 25 grass fire is suing the owner of the vacant lot where the fire started.

State Farm Lloyds, the insurance company for Edgar Cruz, Mario Thompson and Miguel Quinonez, filed the lawsuit Friday in Dallas County to recover the amount it paid out on their claims — at least $1 million — from Sikka Investments.

Multiple phone calls made to numbers listed for Sikka Investments were not returned Tuesday.

The three homeowners lived on Broadview and Elm Point drives in the Spring Ridge subdivision, the neighborhood adjacent to the 67-acre lot where the fire started.

Sikka Investments had a citation to appear in court over a code violation for tall grass and hired mowers to cut the grass — later described as “a heavy amount of fuel” — during the notably dry summer. The fire started, authorities said, when a mower blade sparked against a sharp object and ignited the field.

“And once ignited, there’s just a whole lot of material to burn at that point,” Balch Springs Fire Marshal Sean Davis said in August.

The fire spreads quickly and damaged 27 homes, destroying nine of them. The lawsuit says the three residents’ homes were destroyed or damaged to the point they were uninhabitable.

At the time of the fire, authorities estimated total property damage exceeded $6 million.

Doug Heuvel, an attorney representing State Farm Lloyds, expected other insurers will join the lawsuit.

Sikka Investments owns five similar vacant lots across Dallas County, according to appraisal records. One of the similar properties in Irving is the site of a code violation issued in August for “grass/weeds in excess of 10 inches.”

Documents show the group also had at least one code violation — issued in

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Boston Mutual Life Insurance Company Recognized as a Top Charitable Contributor by Boston Business Journal

National life insurance carrier ranked 80th among top charitable companies in Massachusetts

CANTON, Mass., Sept. 26, 2022 /PRNewswire/ — Boston Mutual Life Insurance Company, a national provider of insurance solutions for individuals and the workplace, was recognized by the Boston Business Journal as a top charitable contributor for the fourth consecutive year. The Corporate Citizenship Award is given to companies that have donated at least $100,000 to Massachusetts-based charitable organizations in fiscal year 2021. Boston Mutual ranked 80th on the list.

Boston Mutual Life Insurance Company logo (PRNewsfoto/Boston Mutual Life Insurance Co)

Boston Mutual Life was ranked 80th among the top charitable companies in Massachusetts by the Boston Business Journal.

Through Boston Mutual’s Making An Impact program, the insurance provider donated $194.726 in 2021 to national and local organizations who focus on community and family, educational and environmental efforts.

“We are proud to be recognized by the Boston Business Journal for our charitable giving efforts throughout Massachusetts and are honored to be among fellow local companies that prioritize giving back to many of the communities in which we live and work,” shared Paul A. Quaranto, Jr., Chairman, CEO and President at Boston Mutual Life Insurance Company. “We thank our employees for their support and commitment to our charitable endeavors, and we look forward to continuing to make a difference through our Making An Impact program.”

This year’s Corporate Citizenship Award honorees were recognized at an in-person celebration at the Boston Business Journal‘s 18th Annual Corporate Citizenship Awards event on September 8, 2022. To see the full list of honorees, please visit this link.

To learn more about Boston Mutual Life Insurance Company, please visit https://www.bostonmutual.com/. For more on the company’s corporate citizenship program, Making An Impact, visit https://www.bostonmutual.com/about-us/making-an-impact/.

About Boston Mutual Life Insurance Company

Founded as a progressive life insurance

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Lawsuit: Insurance company denied legitimate Hurricane Irma claims

TAMPA, Fla. (WFLA) — Five years ago, Hurricane Irma ravaged parts of the Tampa Bay area. Now a lawsuit alleges, in the aftermath of the storm, one insurer denied legitimate claims, leaving Florida homeowners high and dry.

The lawsuit claims the property insurer, United Property & Casualty Insurance Company (United P&C), was engaged in racketeering. United P&C is one of the largest property insurance companies in the state.

According to the civil lawsuit that was filed in the US District Court for the Middle District of Florida, United P&C is allegedly underpaid or flat-out denied at least 200 legitimate claims in the aftermath of Hurricane Irma. General contractor, SFR services, brought the lawsuit against United P&C in January, accusing the insurer of committing multiple acts of fraud.

“Being a former prosecutor, my job is to collect evidence,” homeowners insurance attorney John Tolley, Esq. said.

Tolley says he represents impacted homeowners, and evidence he collected was used to bring the lawsuit.

“UPC was telling their adjusters, no matter what, they were going to deny all of the claims, regardless of it was a valid claim or not,” said Tolley.

“What are you basing this on?” 8 On Your Side Investigator Mahsa Saeidi asked. He responded, “We’ve collected emails, text messages, voicemails.”

Tolley calls one text message the smoking gun in the case. It was allegedly sent by a co-conspirator of the insurance company.

In the text, an adjusting firm manager appears to instruct field crews to say they “cannot determine cause of loss” on late-reported Irma claims.

“They don’t want us to put this in an email,” the alleged text read, in part. The text message, which is mentioned in the lawsuit, goes on to state, “they

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